分级只看「办理动作」，不看额度、权益、返现 — 那些是另一套评价体系，本站不做。第 1 级全程远程；第 6 级须本地身份或须先满足私人银行级别的资产门槛。难度不等于价值，只是告诉你门在哪里。The tier reflects the act of applying only — not limits, benefits or cashback. Tier 1 is fully remote; tier 6 needs local ID or private-bank-level assets. Effort is not value; it only tells you where the door is.
第 1 级 7 条，第 5 级 23 条，其中带官方线上入口的只有 0 条。难度越高，能直接敲门的地方越少 — 这是数据自己的形状，不是我们排的序。Tier 1 holds 7 records; tier 5 holds 23, of which only 0 has an official online entry. The harder the card, the fewer doors — that is the shape of the data, not our ordering.
7 条记录 · 2 条有官方线上入口（29%）7 records · 2 with an official online entry (29%)
59 条记录 · 21 条有官方线上入口（36%）59 records · 21 with an official online entry (36%)
29 条记录 · 14 条有官方线上入口（48%）29 records · 14 with an official online entry (48%)
17 条记录 · 5 条有官方线上入口（29%）17 records · 5 with an official online entry (29%)
23 条记录 · 0 条有官方线上入口（0%）23 records · 0 with an official online entry (0%)
60 条记录 · 12 条有官方线上入口（20%）60 records · 12 with an official online entry (20%)
