官方卡面 · 来源 hsbc.com.hkOfficial card face · source hsbc.com.hk
Admission record · 准入页
汇丰 Mastercard 扣账卡
汇丰香港 HSBC HK · 借记卡 · 中国香港 · 无需出境no travel
汇丰 Mastercard 扣账卡
- 机构Issuer
- 汇丰香港 HSBC HK
- 签发地Jurisdiction
- 中国香港Hong Kong, China
- 准入Admission
- 2 / 6卡随账户远程申领Issued with a remote account
- 口径Scope
- 阶段性快照Point-in-time以银行官方页面为准official page prevails
现行ACTIVESNAPSHOT
CPHK0039<<HSBCHK<<HSBCHKMASTERCARD<<<<<<<<<<
T2<ACTIVE<E0<SRC4<SNAPSHOT<<<<<<<<<<<<<<<<<<
T2<ACTIVE<E0<SRC4<SNAPSHOT<<<<<<<<<<<<<<<<<<
判定 · VerdictVerdict
这张卡能办，但没有官方线上入口：原文为「全程远程（人在内地）」。所谓远程指的是卡随账户申领，而账户本身另有开户路径与门槛，不要把「卡可以远程拿」读成「这张卡可以独立申请」。Available, but there is no official online entry point. The original wording says “fully remote, from the mainland”. That refers to the card being issued with an existing account — not to applying for the card on its own.
→ 来源 CP·HK·0039Source CP·HK·0039 · 4 条来源4 sources01
资格与办理路径Eligibility & route
Eligibility & routeEnglish · 本站译述
Fully remote while in the mainland — conditional on holding an HSBC integrated account.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
You must already hold an HSBC integrated account (Premier, HSBC One, etc.). Existing customers apply inside the HSBC HK app; new customers request the card while opening the account.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
The card is requested remotely, but only together with the underlying account — see that account's own route.Translation by CARDPORT. Not the bank's original wording.
入口口径冲突
本条目 official_entry_url 为「无」，application_mode 却标「全程远程（人在内地）」。两者同时成立的前提是：申请人已持有汇丰综合理财账户，卡在 App 内随账户申领。展示层不把它改写成「可线上申请」。
English · 本站译述
The record has no official entry URL, yet the application method says “fully remote”. Both can be true only because the card is requested inside the app by an existing account holder. We do not rewrite this as “apply online”.Translation by CARDPORT. Not the bank's original wording.
02
需要带什么What to bring
What to bringEnglish · 本站译述
Issued with the integrated account; the product page lists no separate documents for a standalone card application.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Not applicable — issued with the account.Translation by CARDPORT. Not the bank's original wording.
03
费用与时效Fees & timing
Fees & timingEnglish · 本站译述
Annual fee waived. Overseas non-HSBC ATM withdrawals: HKD 40 per withdrawal for HSBC One / integrated account customers, waived for Premier and above; HKD 25 for local non-HSBC ATMs. Foreign exchange fee waived. Replacement card HKD 50. Per the official tariff, effective 2026-05-01.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
The app processes existing-customer applications immediately. Delivery time for the physical card: unverified.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Direct debits in 12 currencies: HKD, USD, GBP, JPY, CNY, EUR, THB, AUD, NZD, SGD, CAD, CHF. Other currencies settle in HKD at the prevailing rate.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Mastercard.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Alipay: supported (official product page promotion, 2026-06-15 to 12-31). Apple Pay / Google Pay / WeChat Pay: unverified.Translation by CARDPORT. Not the bank's original wording.
04
从哪进Entry point
Entry point05
资金回流Repatriation
RepatriationSWIFT电汇（环球付款）至内地银行账户人民币电汇至内地同名账户
- 01（本条目为卡产品，资金实际存于其关联账户，回流按下述账户渠道操作）1）登录 HSBC HK App/网上理财，选择「环球转账/海外汇款」
- 02新增内地收款人，填写收款人姓名（人民币汇款须与内地账户户名同名）、内地银行账号及收款行 SWIFT 代码
- 03选择币种（人民币或外币）与金额，确认汇率与费用后提交
- 04款项经 SWIFT 到达内地银行，一般 1–5 个工作天（指南口径）
- 05外币到账后在内地银行结汇，占用收款人个人年度便利化额度（等值5万美元）
- 06人民币汇至内地个人账户须同名，并受每人每日人民币80,000元通行上限约束（人民银行「港澳同名汇入」安排
- 07内地身份证持有人经香港账户汇出人民币的适用口径以汇出行审核为准，待核实）。
风险提示：以上为公开来源整理，非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束，实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
06
能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 支持
- wechat_pay
- 支持
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note
全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒，是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
07
编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录，含社区一手经验，不代表银行口径，也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
08
来源清单Sources
SourcesE01
汇丰香港https://www.hsbc.com.hk/zh-hk/debit-cards/products/mastercard-debit-card/
官方E02
汇丰香港https://www.hsbc.com.hk/content/dam/hsbc/hk/tc/docs/ways-to-bank/bank-tariff/20260501-guide.pdf
官方E03
什么值得买https://post.smzdm.com/p/adoe7ezz/
社区E04
沈唁志https://qq52o.me/2839.html
指南阶段性快照：本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立；发现口径变化，请到页脚纠错入口指出，变更会写入日志。
来源编号 CP·HK·0039Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0039
来源编号 CP·HK·0039Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0039
09
同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径，但费用与门槛各不相同，逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
10