字段值保留来源原文(中文),未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
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状态与办理路径Status & route
Status & route状态说明Status note新候选(平台补抓A2,收录):禁止名单未列中国大陆为多源一致的弱阳性信号;但支持国家逐字名单未取得、年费与最低入金数字各源冲突,故整体记disputed。存款保障为直布罗陀GDGS上限€100,000等值(App商店官方描述口径)。办理方式How you apply全程远程(官网/App在线申请)谁可以办Who qualifies18岁以上、居住于支持辖区;仅接受护照(不接受国民身份证)+地址证明完成KYC。官方FAQ口径的禁止居住国名单含美国、俄罗斯、乌克兰等,未列中国大陆;评测汇总称支持国家100+、包括香港、新加坡、日本、UAE等。但『支持国家逐字名单含中国大陆』未取得官方逐字名单,资格记存疑(来源:Xapo FAQ镜像页,2026-10-29前后抓取;h17n评测汇总)适用对象Personal or business个人卡片形态Card form实体卡(Mastercard借记卡);虚拟卡待核实分级依据Why this tier全程远程,但须额外:地址证明文件(近 3 个月对账单/账单)入口口径冲突本条目没有官方线上入口,办理方式原文却写「全程远程」。两者同时成立的前提,通常是它依附在另一个可线上开立的产品上(卡随账户发、或须先有账户)。本站不把这条改写成「可线上申请」。
English · 本站译述
This record has no official online entry, yet its application wording says “全程远程”. Both can hold only because the product rides on something else that can be opened online. We do not rewrite it as “apply online”.Translation by CARDPORT. Not the bank's original wording.
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需要带什么What to bring
What to bring证件Documents护照+地址证明(仅护照,不接受国民身份证)地址证明Address proof须提供地址证明税号Tax ID待核实03
费用与时效Fees & timing
Fees & timing最低存款Minimum balance待核实(冲突:一源称最低入金US$1,000,另一数据库口径不一致,不采纳为定论)费用Fees待核实(冲突:一源称年费US$150/年;thebanks.eu(2026-11-05更新)列月费US$83.33,两口径明显不一致,须以官网现行价目为准)办理与激活Timing待核实申办速度Speed待核实04
卡本身与收件The card & delivery
The card & delivery卡形式细节Card detailsMastercard借记卡(实体);虚拟卡待核实卡组织NetworkMastercard币种CurrenciesUSD账户(多币种细则待核实)移动支付Mobile pay待核实收件地区Delivery regions待核实(卡片邮寄范围未核实)寄送说明Delivery note待核实05
从哪进Entry point
Entry point官方入口Official entryEntry URL无None — 这不是遗漏,是数据本身如此:195 条记录里只有 54 条有官方线上入口。Not an omission: only 54 of 195 records have an official online entry.办理方式原文Original wordingApplication mode全程远程(官网/App在线申请)06
资金回流Repatriation
Repatriation能否回流PossiblePossible未知Unknown · 具体渠道与费用见下see channels below渠道ChannelsChannels未知Unknown
流程StepsSteps- 01回流路径待核实(未找到可靠来源):本轮未取得该机构关于资金汇回中国内地渠道(电汇/平台提现等)的可靠来源,未臆测
- 02标未知不代表不可回流。
同名账户Same-name accountSame name未知Unknown费用与限额Fees & limitsFees & limits未知/待核实口径来源SourceSource未取得(本轮检索范围:机构官网汇款/提现页、本数据集既有来源、社区实测汇总)风险提示:以上为公开来源整理,非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束,实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
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能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒,是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
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编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录,含社区一手经验,不代表银行口径,也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
编者说明Editor's note申办入口:未取得经核实的直达申请URL,按规则记无;实际渠道=Xapo Bank官网/App在线申请。收录依据:平台补抓A2(research/platforms-supplement.md,)。Fiat24/Bitget Wallet Card仅为弱信号候选,未收录为条目(见merge-report)。卡面为示意图,非真实卡面。(官网/App 未公开干净的真实卡面图,快速核查官方产品页/帮助中心无卡面图直链,故渲染)09
来源清单Sources
SourcesE01WJBSMVhttps://www.wjbsmv.com/page-help-faq-company-and-membership.html
指南 E02H17Nhttps://h17n.com/banking/xapo-bank/
指南 E03Reviewerpointshttps://www.reviewerpoints.com/2025/12/xapo-bank-review-analysis-and.html
指南 E04Thebankshttps://thebanks.eu/banks/19310
指南 阶段性快照:本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立;发现口径变化,请到页脚纠错入口指出,变更会写入日志。
来源编号 CP·GF·0010Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·GF·0010 10
同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径,但费用与门槛各不相同,逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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免责与口径Disclaimer
Disclaimer本站不做什么What we do not do不代办、不导购、不保证通过、不替银行解释政策。当前页面不含任何推广或返佣链接;若将来加入,会在此行明确标注并加推广徽标。We do not open accounts for you, do not sell leads, do not guarantee approval, and do not interpret bank policy. There are no affiliate links on this page today; if that changes, it will be declared here and badged.发现错误Corrections请附上你认为正确的官方页面地址,我们会并列呈现两种说法,而不是直接改掉旧口径。Send the official URL you believe is right. We will show both readings side by side rather than silently overwrite the old one.