官方卡面 · 来源 wise.comOfficial card face · source wise.com
Admission record · 准入页
Wise Business 企业多币种账户 + 企业借记卡
Wise Business · 借记卡（企业多币种账户） · 美国 · 无需出境no travel
Wise Business 企业多币种账户 + 企业借记卡
- 机构Issuer
- Wise Business
- 签发地Jurisdiction
- 美国United States
- 准入Admission
- 2 / 6卡随账户远程申领Issued with a remote account
- 口径Scope
- 阶段性快照Point-in-time以银行官方页面为准official page prevails
未核实UNVERIFIEDSNAPSHOT
CPUS0045<<WISEBUSINE<<WISEBUSINESSWISE<<<<<<
T2<UNVERIFIED<E1<SRC3<SNAPSHOT<<<<<<<<<<<<<<
T2<UNVERIFIED<E1<SRC3<SNAPSHOT<<<<<<<<<<<<<<
判定 · VerdictVerdict
情况未核实：官方页未给出明确口径。Status unverified: no clear wording on the official page.
→ 来源 CP·US·0045Source CP·US·0045 · 3 条来源3 sources字段值保留来源原文（中文），未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
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状态与办理路径Status & route
Status & route02
需要带什么What to bring
What to bring03
费用与时效Fees & timing
Fees & timing04
卡本身与收件The card & delivery
The card & delivery05
从哪进Entry point
Entry point06
资金回流Repatriation
RepatriationWise Business 汇款至内地企业银行账户Wise 汇款至内地银联/支付宝（个人收款）
- 01在 Wise Business 账户选择「发送」，目的地选中国
- 02企业对企业付款可汇至内地企业银行账户（Wise 官方帮助页称该通道金额上限由发送币种决定）
- 03向个人付款可走银联（单笔上限人民币 33,000 元）或支付宝（单笔上限人民币 50,000 元）
- 04填写收款方资料、确认费用与汇率后提交
- 05前提与资格争议同个人条目（见状态说明）。
风险提示：以上为公开来源整理，非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束，实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
07
能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note
全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒，是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
08
编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录，含社区一手经验，不代表银行口径，也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
09
来源清单Sources
SourcesE01
Ledgerblochttps://visajobs.ledgerbloc.com/best-us-business-bank-accounts-for-non-resident-founders-2026-mercury-relay-wise-and-brex-compared/
指南E02
CorporateEhttps://corporatee.pro/us-bank-account-non-residents
指南E03
Wisehttps://wise.com/in/blog/wise-kyc-in-india
官方阶段性快照：本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立；发现口径变化，请到页脚纠错入口指出，变更会写入日志。
来源编号 CP·US·0045Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·US·0045
来源编号 CP·US·0045Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·US·0045
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同一机构的其他记录Same issuer
Same issuerT2Amex 美国个人信用卡现行可办T2Capital One Platinum Secured 担保信用卡现行可办T2Capital One Quicksilver Secured 担保返现信用卡现行可办T2Global Student Account 全球学生账户 + Visa 借记卡现行可办T2HSBC Premier / 支票账户现行可办T2Mercury Business Account 企业账户 + 借记卡现行可办T2Wise Account现行可办T2Zolve 美国账户 + 借记卡现行可办
同一家机构的条目常共用一套资格与材料口径，但费用与门槛各不相同，逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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