官方卡面 · 来源 ocbc.comOfficial card face · source ocbc.com
Admission record · 准入页
OCBC 360 Account
OCBC 华侨银行 · 账户+借记卡 · 新加坡 · 须出境travel required
OCBC 360 Account
- 机构Issuer
- OCBC 华侨银行
- 签发地Jurisdiction
- 新加坡Singapore
- 准入Admission
- 5 / 6须面签或高门槛资质Interview or high bar
- 口径Scope
- 阶段性快照Point-in-time以银行官方页面为准official page prevails
受限RESTRICTEDSNAPSHOT
CPSG0018<<OCBC<<OCBCOCBCACCOUNT<<<<<<<<<<<<<
T5<RESTRICTED<E0<SRC3<SNAPSHOT<<<<<<<<<<<<<<
T5<RESTRICTED<E0<SRC3<SNAPSHOT<<<<<<<<<<<<<<
判定 · VerdictVerdict
部分受限：须满足附加条件，逐条见原文。Restricted: extra conditions apply, see the original wording.
→ 来源 CP·SG·0018Source CP·SG·0018 · 3 条来源3 sources字段值保留来源原文（中文），未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
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状态与办理路径Status & route
Status & route入口口径冲突
本条目没有官方线上入口，办理方式原文却写「线上申请+线下激活」。两者同时成立的前提，通常是它依附在另一个可线上开立的产品上（卡随账户发、或须先有账户）。本站不把这条改写成「可线上申请」。
English · 本站译述
This record has no official online entry, yet its application wording says “线上申请+线下激活”. Both can hold only because the product rides on something else that can be opened online. We do not rewrite it as “apply online”.Translation by CARDPORT. Not the bank's original wording.
02
需要带什么What to bring
What to bring03
费用与时效Fees & timing
Fees & timing04
卡本身与收件The card & delivery
The card & delivery05
从哪进Entry point
Entry point06
资金回流Repatriation
RepatriationOCBC App 转账至本人微信支付/支付宝钱包向外电汇（OTT）至内地银行账户
- 01微信路径：先在微信内搜索「跨境汇款·微汇款小程序」（Tenpay Global）开通「我要收款」并完成校验
- 02打开 OCBC App 选择数字钱包转账，选 Weixin Pay（或支付宝——收款人须以内地居民身份证登记支付宝账户）
- 03输入金额提交：零转账费、24/7、无截数时间（OCBC 官方页）
- 04较大金额可改走电汇至内地银行账户（收费待核实），到账后结汇（占用收款人个人年度便利化额度，等值5万美元）。
风险提示：以上为公开来源整理，非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束，实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
07
能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 未知
- google_pay
- 未知
- paypal
- 未知
说明Note
全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒，是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
08
编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录，含社区一手经验，不代表银行口径，也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
09
来源清单Sources
SourcesE01
华侨银行https://www.ocbc.com/personal-banking/deposits/360-savings-account?cid=Mass%3Aaccounts%3A360Acc%3AAlwaysOn%3AAcquisition%3AJan%3A2023%3Acontent%3A%3ADollars-&-Sense%3APPT-Prospecting%3A%3A1x1
官方E02
华侨银行https://www.ocbc.com/personal-banking/accounts/expat-banking.html?cid=sg%3Aen%3Acfs%3Aaccounts%3AExpat-banking%3AExpat-banking%3ANovember%3A2017%3Asocial%3AFacebook%3AExpat%3Amerlion1200x628%3A%3A%3A
官方E03
Growbeansprouthttps://growbeansprout.com/ocbc-360-account-review
指南阶段性快照：本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立；发现口径变化，请到页脚纠错入口指出，变更会写入日志。
来源编号 CP·SG·0018Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·SG·0018
来源编号 CP·SG·0018Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·SG·0018
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同一机构的其他记录Same issuer
Same issuerT1OCBC 远程开户 Singapore Bank Account现行可办T2OCBC Business Foreign Account现行可办T2OCBC 外资公司远程开户现行可办T6OCBC Premier Banking 华侨宏富理财受限T6OCBC Premier Private Client 华侨私人客户受限
同一家机构的条目常共用一套资格与材料口径，但费用与门槛各不相同，逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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