字段值保留来源原文(中文),未作英文转述 — 机翻会把「待核实」读成结论。栏目名与判定句为双语。Field values keep the original Chinese wording; no English rendering is provided. Section titles and verdicts are bilingual.
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状态与办理路径Status & route
Status & route状态说明Status note现行。全球近300万部ATM提款(官方卡页)办理方式How you apply赴港后线上谁可以办Who qualifies须先开立EleBank个人账户(访客证件见24.1);开户时可同步申请银行卡,已开户者在App银行卡栏目申请适用对象Personal or business个人卡片形态Card form虚拟卡+实体卡(两者)分级依据Why this tier须身处香港时以 App/线上办理(无需亲临网点)入口口径冲突本条目没有官方线上入口,办理方式原文却写「赴港后线上」。两者同时成立的前提,通常是它依附在另一个可线上开立的产品上(卡随账户发、或须先有账户)。本站不把这条改写成「可线上申请」。
English · 本站译述
This record has no official online entry, yet its application wording says “赴港后线上”. Both can hold only because the product rides on something else that can be opened online. We do not rewrite it as “apply online”.Translation by CARDPORT. Not the bank's original wording.
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需要带什么What to bring
What to bring证件Documents仅大陆身份证+出入境记录(即先按24.1访客通道开户的证件组合)地址证明Address proof随账户开户要求,见24.1税号Tax ID随账户开户要求,见24.1(待核实)03
费用与时效Fees & timing
Fees & timing最低存款Minimum balance不设(随账户;账户最低存款本身待核实,见24.1)费用Fees待核实(以官网卡服务收费简介为准;第三方评测Perk查阅收费后称无年费、首次申请实体卡及补发各50港元、外币签账1.95%——非官方页面直接复核,单一来源(非官方),不采作官方口径)办理与激活Timing虚拟卡即时开立(见申办速度);实体卡寄达时效官方未公布申办速度Speed批核:随账户开户(见24.1)。发卡:虚拟卡即时开立;实体卡另行申请,官方未公布寄达时限,待核实04
卡本身与收件The card & delivery
The card & delivery卡形式细节Card details虚拟卡即时开立+可另行申请实体卡;可自选卡面(官方称香港数字银行首张自选卡面银行卡);实体卡邮寄地址自填(官方卡页)卡组织NetworkVisa(条款PDF现仍以天星银行Visa白金卡命名并托管于elebank.com,属更名过渡残留,现品牌为大象银行)币种Currencies港元(默认)、欧元、日元、新加坡元、美元(多币种交易功能;官方卡页口径,第三方评测Perk所列币种一致)移动支付Mobile pay支持绑定Apple Pay、Google Pay、Click to Pay(官方卡页)收件地区Delivery regions待核实寄送说明Delivery note官方卡页称实体卡邮寄地址自填,但未明示可邮寄地区;能否邮寄至内地地址待核实(无官方来源明示)05
从哪进Entry point
Entry point官方入口Official entryEntry URL无None — 这不是遗漏,是数据本身如此:195 条记录里只有 54 条有官方线上入口。Not an omission: only 54 of 195 records have an official online entry.办理方式原文Original wordingApplication mode赴港后线上06
资金回流Repatriation
Repatriation能否回流PossiblePossible是Yes · 具体渠道与费用见下see channels below渠道ChannelsChannels微汇款(腾讯 Tenpay 跨境汇款)汇至内地微信钱包/关联银行卡
流程StepsSteps- 01在大象银行(原天星银行)App 内进入跨境汇款(与腾讯旗下跨境汇款平台「微汇款」合作)
- 02填写内地微信收款信息与金额并确认费用
- 03资金进入内地微信钱包/关联银行卡(社区实测对比口径
- 04限额与收费以 App 内显示为准,待核实)。
同名账户Same-name accountSame name未知Unknown费用与限额Fees & limitsFees & limits未知/待核实(以 App 内报价为准)口径来源SourceSourcehttps://invest-nav.com/tutorials/fund-transfer/text/za-ant-airstar-bank-remittance-comparison/(社区实测对比,2026-10)风险提示:以上为公开来源整理,非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束,实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
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能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 支持
- google_pay
- 支持
- paypal
- 未知
说明Note全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒,是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
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编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录,含社区一手经验,不代表银行口径,也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
编者说明Editor's note申办入口:无独立网页申办入口,经EleBank App申请(开户时同步或开户后于App银行卡栏目);官方卡页仅作来源。卡面图为官方已下载图片 elebank-visa-platinum.png(另有四款卡面合图 elebank-visa-platinum-4-designs.png)卡面为示意图,非真实卡面。(子卡渲染示意图:安心卡 Snap Card 虚拟卡=images/render-hk-elebank-snap-card.png)09
来源清单Sources
SourcesE01大象银行https://www.elebank.com/zh-cn/card.html
官方 E02大象银行https://www.elebank.com/zh-hk/cardIntroduction
官方 E03PERKhttps://perk.hk/zh-HK/reviews/elebank
指南 阶段性快照:本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立;发现口径变化,请到页脚纠错入口指出,变更会写入日志。
来源编号 CP·HK·0029Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0029 10
同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径,但费用与门槛各不相同,逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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免责与口径Disclaimer
Disclaimer本站不做什么What we do not do不代办、不导购、不保证通过、不替银行解释政策。当前页面不含任何推广或返佣链接;若将来加入,会在此行明确标注并加推广徽标。We do not open accounts for you, do not sell leads, do not guarantee approval, and do not interpret bank policy. There are no affiliate links on this page today; if that changes, it will be declared here and badged.发现错误Corrections请附上你认为正确的官方页面地址,我们会并列呈现两种说法,而不是直接改掉旧口径。Send the official URL you believe is right. We will show both readings side by side rather than silently overwrite the old one.