档案索引Archive/中国香港/难度 6Tier 6/花旗扣账卡/信用卡（Citi Plus Mastercard扣账卡 / Citi Prestige信用卡 / Citi PremierMiles信用卡 / Citi Plus信用卡）
官方卡面 · 来源 citibank.com.hkOfficial card face · source citibank.com.hk
Admission record · 准入页
花旗扣账卡/信用卡
花旗银行（香港）Citibank HK · 借记卡/信用卡（打包条） · 中国香港 · 须出境travel required
花旗扣账卡/信用卡（Citi Plus Mastercard扣账卡 / Citi Prestige信用卡 / Citi PremierMiles信用卡 / Citi Plus信用卡）
- 机构Issuer
- 花旗银行（香港）Citibank HK
- 签发地Jurisdiction
- 中国香港Hong Kong, China
- 准入Admission
- 6 / 6须本地身份或高净值Local ID or private banking
- 口径Scope
- 阶段性快照Point-in-time以银行官方页面为准official page prevails
未核实UNVERIFIEDSNAPSHOT
CPHK0015<<CITIBANKHK<<CITIBANKHKCARDS<<<<<<<
T6<UNVERIFIED<E1<SRC5<SNAPSHOT<<<<<<<<<<<<<<
T6<UNVERIFIED<E1<SRC5<SNAPSHOT<<<<<<<<<<<<<<
判定 · VerdictVerdict
这张卡的情况未核实：国际个人银行客户的发卡安排、以及 Prestige / PremierMiles 对内地证件持有人的受理资格，均未在官方页面确认；同组中的 Citi Plus 卡则明确仅限香港永久居民。Unverified: the card arrangements for international personal banking clients, and whether Prestige / PremierMiles accept mainland document holders, are not confirmed on official pages. The Citi Plus cards in the same bundle are explicitly HK-permanent-resident only.
→ 来源 CP·HK·0015Source CP·HK·0015 · 5 条来源5 sources01
资格与办理路径Eligibility & route
Eligibility & routeEnglish · 本站译述
Online, but only after arriving in Hong Kong.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Citi Plus debit and Citi Plus credit: Citi Plus account holders only — mainland document holders cannot apply (Citi Plus is HK permanent residents only). Citi Prestige: age 18+, annual income HKD 600,000+. Citi PremierMiles: age 18+, annual income HKD 120,000+. Whether the two credit cards accept mainland visitors without HK ID or HK income is unverified.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
The debit card rides on a Citi Plus account that is HK-resident only; credit cards need unverified mainland eligibility plus typically a private-client relationship. Graded conservatively.Translation by CARDPORT. Not the bank's original wording.
一组四张，不能一概而论
本条目是打包条：Citi Plus 扣账卡、Citi Plus 信用卡、Citi Prestige、Citi PremierMiles 的资格与门槛各自不同。其中 Citi Plus 两张明确排除内地证件持有人；Prestige 要求年薪港币 60 万；PremierMiles 要求年薪港币 12 万。
English · 本站译述
This is a bundle: Citi Plus debit, Citi Plus credit, Prestige and PremierMiles have different eligibility. The two Citi Plus cards exclude mainland document holders outright; Prestige requires HKD 600,000 annual income; PremierMiles requires HKD 120,000.Translation by CARDPORT. Not the bank's original wording.
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需要带什么What to bring
What to bringEnglish · 本站译述
Credit card applications generally require HK ID, address proof and income or asset proof. Whether a mainland ID plus permit combination is accepted is unverified.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Address proof may be required for credit cards (general official wording); the debit card requires address proof uploaded with the Citi Plus account opening.Translation by CARDPORT. Not the bank's original wording.
03
费用与时效Fees & timing
Fees & timingEnglish · 本站译述
Citi Prestige annual fee HKD 3,800 (two official sources). PremierMiles annual fee unverified. Citi Plus credit card: no annual fee per the official FAQ.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Citi Plus debit and Citi Plus credit: physical card in about 5 business days after approval. Prestige / PremierMiles: unverified.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
The Citi Plus debit card is issued automatically after account opening and is cancelled if not activated within 90 calendar days (official FAQ).Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Citi Plus debit: Mastercard. Prestige: Mastercard. PremierMiles: Mastercard. Citi Plus credit: unverified.Translation by CARDPORT. Not the bank's original wording.
English · 本站译述
Citi Plus debit card can be added to Apple or Samsung devices (official FAQ). Credit card wallet support: unverified.Translation by CARDPORT. Not the bank's original wording.
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从哪进Entry point
Entry point05
资金回流Repatriation
Repatriation网上理财电汇至内地银行账户
- 01（本条目为卡产品，资金实际存于其关联账户，回流按下述账户渠道操作）1）登录花旗香港网上理财，选择电汇/海外汇款
- 02填写内地收款行 SWIFT 代码、账号与户名
- 03确认费用后提交
- 04人民币汇至内地个人账户须同名，并受每人每日人民币80,000元通行上限约束（人民银行「港澳同名汇入」安排
- 05内地身份证持有人经香港账户汇出人民币的适用口径以汇出行审核为准，待核实）
- 06外币到账后在内地银行结汇，占用收款人个人年度便利化额度（等值5万美元）。
风险提示：以上为公开来源整理，非银行承诺。跨境汇款受两地监管、个人年度便利化额度与反洗钱审查约束，实际能否汇出以汇出行当时的审核为准。Risk notice: compiled from public sources, not a bank promise. Cross-border transfers are subject to both jurisdictions, annual quotas and AML review; the sending bank's assessment at the time prevails.
06
能不能绑常用服务Compatibility
Compatibility- wise
- 未知
- stripe
- 未知
- x_money
- 未知
- alipay
- 未知
- wechat_pay
- 未知
- apple_pay
- 支持
- google_pay
- 未知
- paypal
- 未知
说明Note
全站 195 条记录的 PayPal 兼容性是「未知」— 这不是偷懒，是公开页面确实没写。未知就写未知。195 of 195 records list PayPal as unknown — not laziness; the public pages simply do not say. Unknown stays unknown.
07
编者注与社区实操Field notes
Field notes以下为来源页面的原文摘录，含社区一手经验，不代表银行口径，也不构成建议。Verbatim excerpts from the cited pages, including first-hand community reports. Not bank policy and not advice.
08
来源清单Sources
SourcesE01
花旗香港https://www.citibank.com.hk/english/personal-banking/citi-plus/faq/
官方E02
COMhttps://www1.citibank.com.hk/chinese/credit-cards/prestige-card
指南E03
花旗香港https://www.citibank.com.hk/chinese/credit-cards/premiermiles-card.htm
官方E04
花旗香港https://www.citibank.com.hk/chinese/credit-cards/welcome-offers/tnc/
官方E05
花旗香港https://www.citibank.com.hk/chinese/credit-cards/
官方阶段性快照：本条所有字段均来自上述页面。我们不会声称这些政策今天仍然成立；发现口径变化，请到页脚纠错入口指出，变更会写入日志。
来源编号 CP·HK·0015Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0015
来源编号 CP·HK·0015Point-in-time snapshot: every field above comes from these pages. We do not claim the policy still holds today. If you find a change, use the correction link in the footer.
Source file CP·HK·0015
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同一机构的其他记录Same issuer
Same issuer同一家机构的条目常共用一套资格与材料口径，但费用与门槛各不相同，逐条看。Records from the same issuer often share eligibility and document rules, but fees and thresholds differ. Read each one.
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